GreenSky gets deals done

Ask GreenSky Credit founder what makes the best businesses, and he’ll tell you that it is doing deals where everyone walks away a winner. Zalik has taken this message to heart with the founding of GreenSky Credit, a financial technology company that provides the means and the infrastructure for retailers across the country to offer instant point-of-sale loans for items costing up to the hundreds of thousands of dollars.

Zalik first had the idea for GreenSky when he was working on another one of his companies, an e-consulting company called OutWeb. Zalik was working with some of the largest home improvement companies in the country when he noticed that there was a serious leak in their business models. These companies were routinely losing huge deals when customers who had little or no contracting experience ended up severely underestimating the true costs of home renovation projects. These customers were often coming in tens of thousands of dollars short on their desired home remodels. And this created a cash shortfall that they simply couldn’t bridge.

A huge market gap

Zalik’s eureka moment came when he noticed that a large number of these potential home remodeling customers were in the top of the prime borrower category, with FICO scores in the 800-plus range. The problem wasn’t that these customers didn’t qualify for loans. It was that there was no financing vehicle in the given price range. Once home remodeling projects got much more expensing than about $20,000, the only financing options that were available were things like home equity lines of credit and mortgages. But many banks shied away from these types of credit instruments, especially mortgages that were being used for simple home improvements.

GreenSky credit would enable these borrowers to get instantly approved loans at the point of sale for amounts up to six figures. As a result, GreenSky has single handedly added billions of dollars each year to the home improvement market, facilitating the culmination of deals that almost certainly would have otherwise fallen through without the services of GreenSky.

The company continues to rapidly expand into other fields.

http://greenskycredit.atsondemand.com/

Role of Adam Milstein in promoting Israeliness

Adam Milstein is one of the most influential people of Jewish origin living in the United States today. He is working on pro-Israeli and pro-Jewish non-profit initiatives. Milstein is the founder of the Israeli-American Council (IAC). This organization has headquarters based in Los Angeles. He serves as the board chairman of the organization, which is the fastest growing pro-Jewish organization in the world today. It is under his leadership that the organization has opened branches in 12 states in the United States.

In the spirit of working for the betterment of the Israeli community, Adam Milstein and his wife Gila have created a philanthropic foundation known as the Adam and Gila Milstein Family Foundation. This foundation is meant to help people of Jewish origin and who live in the United States to learn about their origin, culture and the relationship they hold with the State of Israel. Milstein family is interested in making sure that Jews living in the United States know about the attachment they have with their motherland. On her part, Gila Milstein has created an organization known as Stand By Me, an organization that takes care of Jews affected by cancer.

Through these organization, Adam Milstein understands how the non-profits organizations operate. Currently, they are proud to have sponsored over 100 pro-Israeli organizations to run their programs in the right way. Every year, Milstein spends about $1 million that goes to philanthropic causes. He is however interested in output, unlike many other philanthropists. He follows up to see that the money he gives put is spent to achieve the intended goals.

 

Adam Milstein has a big heart of helping the less fortunate. He is also interested in supporting his motherland, a country which he feels is unfairly targeted by dark forces. The Jewish community is on the verge of destruction if the enemies are given an opportunity to implement their ideas. Adam Milstein believes the only way the Jewish community can resist oppression from the enemies is by uniting and forging forward together as a team. Right now, he is happy with the results he sees in young Jews. Most of them are now ready to stand up and defend their identity.

https://www.crunchbase.com/person/adam-milstein

Stream Energy: A Company That Believes In Philanthropy

Many Houston residents were taken by surprise when Hurricane Harvey brought enormous death and destruction to the region. The hurricane brought with it enough heavy winds and water to destroy many hemes and take many lives. After the storm, the company Stream Energy took a leading role among other businesses in the community in the rebuilding process. For over a decade, Stream Energy has performed multiple acts of philanthropy to better its community. The company recently opened a branch to the business called “Stream Cares”. This branch was established to seek opportunities to provide acts of charity to the Texas region.

Not many companies have a branch of their business dedicated solely to philanthropy. A growing number of corporations are seeing it as a method to improve their reputation. This allows corporations to give back to their local community and can increase the respect they receive. This could make the company more profitable because this could increase their customer base. Many corporations ensure that the acts of charity they perform in the community are well publicized. This could fix a company’s tarnished reputation if they are going through a scandal or could help if the company is going through financial hard times.

“Greed” is the word that is often associated with corporate America but corporations in the US are very generous. In 2016 it is estimated that charities around the country received over $19 billion and this figure does not represent the money that corporations give to scholarships or other deeds in their communities.

Some of the organizations that stream Energy works with closely are Habitat for Humanity and the Red Cross. All the associates at the company are extremely passionate about helping the homeless in the community. One event the company has participated in for the past four years is the “Splash for Hope”. It is an event where money is raised so a thousand homeless children can have a fun day at a water park. The associates at Stream Energy also raise money and collect items that the children desperately need. Many of the children have never been to a water park before and they appreciate the experience.

https://mystream.com/en/server-error

A Short Biography About Marc Beer and Renovia

Marc Beer is the CEO of Renovia. He has worked for over twenty years in the commercialization and developments in the fields of pharmaceuticals, biotechnology, diagnostics, and devices as well. He founded Renovia with two people, Yolanda Lorie, and Ramon Iglesias. Part of their successful business ventures includes financing with some of the global leading healthcare venture firms.

 

Prior to joining Renovia, Mr. Beer obtained a lot of experience in the field of healthcare that includes being the CEO of another pharmaceutical company. The goal of Renovia is to create and develop new and original treatment therapies for all of their clients around the globe. Their main focus is to help people that have rare and debilitating diseases.

 

Mr. Beer has held other positions before he came to work at Renovia. He was the CEO of Viatech in 2010-2017. This company was also a biotech company that specialized in the preservation, collection, and development of umbilical cords blood stem cell. While he was the CEO of Viatech, he served as an active member of the board of directors of Erynteck Pharma. Prior to coming to work for Viacell, Mr. Beer also worked in a lot of different roles for the company Genzyme. His last and most important job in that company was vice president of global marketing.

 

Mark Beer also served in marketing and sales roles at Abbott Laboratories. He was also a member of the Mass Life Science Board of the Massachusetts Commonwealth. Another role that he had was chairman of the board of Good Start Genetics as well as serving on their compensation committee. He graduated from the University of Miami where he got a Bachelor of Science degree.

 

The company that Mr. Beer is the present CEO of, Renovia is a company that is dedicated to delivering and discovering first line digital therapy and digital devices for women that have pelvic floor disorders such as urinary incontinence. In August of this year, they shared that they obtained $42.3 million in financing that includes $32.3 million in Series B equity and $10 million in venture debt. The money that was obtained will be used to pay for Renovia’s clinical trials, product development pipeline, corporate development, and their future commercial plans.

 

The Series B financing was led by Perceptive Advisors and Ascension Ventures, with many other companies participating as well. BayCross Capital Group helped Renovia with guidance in this project as well.

 

Renovia was created to commercialize and develop products for improving the first-line diagnoses and treatment to improve the condition-specific quality of life for women that have pelvic floor disorders. Their technologies make it possible for treatment via precise visualization of pelvic movement in a real-time when they train their pelvic muscles to get stronger while they watch the usage and improvement over a period of time. As a women’s health organization Renovia is searching for scalable and affordable care for pelvic floor disorders through the power of digital health. Renovia is a company that wants to help women with problems like urinary incontinence that can seriously affect them living a regular life. They strive to help woman work towards good health at a price that they can afford. Learn more: https://renoviainc.com/leadership/

 

Ted Bauman Reveals Possible Issues for Cryptocurrency Investors

A financial analyst was recently featured in Paul Peters’ Positive the Facts article titled “Ted Bauman Explains Why Cryptocurrency Investors are Worried About the IRS.” The article discusses that despite the gains many investors collected by investing in cryptocurrency, they will also have to pay their fair share of taxes, like any other investment.

Ted Bauman reveals that the millionaires who enjoyed the 1,500% gain in cryptocurrency may feel intimidated by the tax bill they owe to the IRS. He is a financial writer for Banyan Hill where he puts out three different investment newsletters that discuss asset protection and low-risk investment. He has a background in asset protection and security, which makes him an expert in helping the cryptocurrency millionaires protect their assets.

Many investors didn’t recognize the possible tax implications of their investments before cryptocurrency suffered in early 2018. The stocks took a nosedive after seeing buyer fatigue and negative press. There were also rumors of China’s restrictions on products for domestic buyers. The stock has dropped nearly 50% since its highest point in early 2018. Many investors sold a large section of their investments, but because they had capital gains, they will need to pay the IRS.

In a recent article to his readers, Ted Bauman revealed that many bitcoin investors have never paid taxes on their investment in cryptocurrency, including their transactions. Some even mentioned they did not plan to pay taxes in the future. The famous cryptocurrency, Bitcoin, was created by Satoshi Nakamoto as a way to create a currency that was free from government oversight. The blockchain technology was created to provide anonymity to the investors.

Hiding from the IRS requires more than blockchain technology. In 2013, the IRS created a dedicated team to learning everything about cryptocurrency and its effect on tax avoidance. The IRS revealed that it had 14,000 identities of people purchasing the investment from Coinbase who traded $20,000 or more.

Ted Bauman was also featured in the Forbes’ article “Here’s How the Bull Market Dies” written by contributing author, Kenneth Rapoza. The article reveals that people who have invested in U.S. international companies will need to be worried about the possible trade war.

Shervin Pishevar Predicts Downfall of Big US Companies and More

Shervin Pishevar used Twitter as a platform on February 5, 2018, to make some dark predictions. This Twitter storm spanned 21 hours and included 50 separate tweets. He is a super angel investor and philanthropist. He got his start in the Silicon Valley area and helped cofound a venture capital fund that has invested in companies like Doctor On Demand, Munchery, Shyp, and Uber.

One of the most ominous predictions that Shervin Pishevar made is in regard to the influence, and even possible downfall, of what are referred to as the big five unicorns in the United States. These include Alphabet, Amazon, Apple, Google, and Microsoft. Toward the end of his tweet storm, Shervin Pishevar said that these giant companies have been constructed on monopoly frameworks that will eventually fall. He feels that they should, as this is the way that evolution works. He calls them monopolies because they can buy out small startup businesses and have the influence and power of nation-states.

Shervin Pishevar has some ominous predictions for most US institutions, both financial and governmental. He says that they will soon face a reckoning of irrelevance. The reason why he feels this is the case is because there is a revolution in stateless digital currencies. Now, startups have access to a wide variety of digital currencies. They also have new methods they can use to raise funds for their businesses. As these small startups are able to find unique capital, they have the ability to grow. This is something that will be good for the economy.

The thing that started Shervin Pishevar on his Twitter rant was the dramatic drop in the stock market that recently occurred. He feels that this decline is going to continue. He predicted that it would go down at least 6,000 aggregate points. He feels that all asset classes have been overvalued and that no one should feel safe.

Other topics he touched on include politics, nationalism, bitcoin, and immigration. Shervin Pishevar has accurately predicted other trends in the past. It seems like the point that he was making with this tweet storm is that a new system needs to be built from the ground up.
https://www.fastcodesign.com/user/shervin-pishevar

Investing with Sam Adrangi

Sahm Adrangi is an accomplished investor who currently owns Kerrisdale Capital Management. Before he started his own business, he was working for Longacre Fund Management and another firm known as Chanin Capital partners. The role of these two firms in his development as an investor is great. It is here that he learned about the most important aspect of the industry. From experience he got, he has been able to make a difference in the investment industry. He has run Kerrisdale so well because he is applying the lessons he learned in his previous job positions well. Right now, he is doing a great job of making the right decisions when it comes to investments. His experience has been extremely important in the management of Kerrisdale Capital Management.

Sahm Adrangi is the CEO of Kerrisdale Capital management which he founded in 2009. When he started this company, he invested $1 million, but one decade later, it has grown to be worth $150 million. It is such a humongous growth in a very short time. His skills have been proved right in the way this company has performed.

Kerrisdale is a facility for anyone who would like to make the right decision when it comes to investment. With this company, you will get the best trading opportunities. There are stocks to choose from. The company is friendly to anyone who would like to begin an investment. Even beginners are accorded a chance to investment through the available platforms. The company offe4s good opportunities to short-term traders and hedge funds. Through the support of Sahm Adrangi, clients get a chance of research about firms which are new but have good opportunities for investors. Sahm offers guidance on this are as he is experienced enough from his previous job postings.

Sahm Adrangi is a writer. He normally publishes materials that help clients learn some basic things about hedge fund management and short-term selling. He asp discusses investment strategies which he believes have a high potential of rewarding investors. Sahm Adrangi has also been a whistleblower, who has warned people about companies which he had found out to be engaging in illegal activities.

www.worth.com/qa-short-seller-sahm-adrangi/

Malcom CaSelle is WAXing Gamers to Actual Asset Ownership

Malcolm CaSelle is a graduate of Stanford University, holding both a MIT and computer science masters from the same institutions. CaSelle is the former Vice president and also manager at of Seachange International, before that, he was Mediapasse’s Chief Executive Officer, Mediapass offered a revenue solution by helping create subscription based digital content cash revenues. CasSelle has also been boss at Xfire, a gamers’ online community with over 22 million users, and has also held top positions at Tencent and Groupons joint entity before co-founding NetNoir, which became the first external company to be accepted into AOL’s greenhouse program. He has also worked in various capacities at Tribune publishing.

 

WAX Token

 

WAX (Worldwide Asset Exchange), is a platform enabling anyone to be in the virtual gaming assets marketplace by reducing the transaction costs while creating market for games that were not previously not possible for asset transfer. It would also fractionalize player’s profits and allow virtual asset ownership and pioneer an accessible economy that may be expanded into physical assets.

 

WAX and Virtual asset bonds

 

The greatest challenge to tokenization of assets is monitoring and ensuring block chains are constantly tied to their asset. This WAX sorts by creation of a governance approach which is multi-layered to create a regulatory oversight by those who hold tokens. There are supervisory committees (Guild) and rating systems plus an algorithm that is used for proof of stake.

This ensures security since if a rogue transfer agent fails in their duty, the Guild has to step in to protect its reputation by taking action on the agent otherwise token holders will not allow them governorship of their game. This loop of economic feedback ensures that WAX tokens will perpetually be connected onto the virtual asset

 

Fractionalization of items and value enhancement

 

Guilds will authenticate items and monitor ownership as the agents deal with asset delivery by ensuring all WAX tokens are in connection with their rightful owners. Those Guilds with high reputation will then increase their products value which will deter sellers from selling without updating the WAX token in the on-chain. This means that value increases in tandem with a networks reputation and its credibility. The question still remains how soon will this move onto the physical asset ownership world?

George Soros And His Political Rise

George Soros is now back in the political game after scaling back from his million dollar spending to defeat President George W. Bush in 2004. He has now reemerged as the leader of Democratic politics and as the formidable opponent of the conservatives.George Soros is not only back in the political game, but he is also now back in the trading business. With the latest report from Wall Street Journal saying that he is now managing his family’s management office, Soros Fund Management, George Soros is showing proof that he’s still relevant both in the social and business realm. It is still the business style of Mr. Soros to continually push for the development of the economy in the United Kingdom after the Brexit happened. According to a report from Politico, George also believes that trust is waning from the investors of China as the capital moves out of the country due to misallocated investment strategies.

George Soros’s Political and Social Philanthropy

George Soros doesn’t stop in all his philanthropic advocacies. Right now he donates more than $25 million for advocacies pushing for the causes that Hilary Clinton has managed to develop. He also shows his support for other advocacies that his fellow Democrats have undertaken. This achievement is not hard to do because George Soros right now has amassed $24.9 billion from different currency trades. George Soros is today’s most popular and biggest philanthropists, with over $12 billion donations given away for individuals and groups that help in the fight for transparency, social justice, accountable government and freedom of expression.

History of George Soros

George’s history says a lot about how he is such an inspiring businessman today. Born in Hungary, Soros fled the country and went to the London School of Economics. He worked as a railway porter to pay for school and even became a waiter first before starting his career in finance. After his initial work at a merchant bank, George moved to New York to get a job at Wall Street and started his hedge fund with a capital of 12 million dollars in 1969.Later in 1992, George partnered with Stan Druckenmiller to invest in British pound stock trades and amassed a great impressive profit from breaking the Bank of England. Decades after that, he retains the reputation of being one of the heavyweights in investment banking through the Soros Fund Management that his family started, which boasted of around $30 billion in assets. This year, Soros is working with Dawn Fitzpatrick to oversee the operations of many portfolios in his father’s fund management firm.A supporter of liberal causes, Soros is a known critic of the presidency of Donald Trump, and over the years, has supported lawyers in the fight against unlawfully held individuals. He is also known for being the man who was able to underwrite the largest action to integrate Europe’s Roma, along with being one of the biggest contributors to making sure that individuals from marginalized sectors get their college education.

Nathaniel Ru: Helping Revolutionize The Fast Food Industry

Nathaniel Ru along with Jonathan Neman and Nicolas Jammet are revolutionizing the fast food industry. They are co-CEO’s of the Sweetgreen company. The trio are unique not only in the fast food industry but also the tech they use and their management style. Sweetgreens around the country have continuous lines out the door with customers always coming back for more.

 

Sweetgreens

 

Everything about Sweetgreens is fresh and refreshing, especially the produce. The produce is delivered fresh every morning to each location. Everything is made from scratch and the menu changes five times a year.

 

The prices when eating at Sweetgreen are about the same as one would pay for a burger and fries from another chain. The food is not only fresh and delicious it is reasonably priced and nutritious.

 

Depending on what city you are in Sweetgreens has a menu specific to your location. This is because the ingredients are all sourced locally. Nathanial Ru, co-CEO, said in an interview with Fortune that, “We want to feed more people better food.”

 

Technology and Management Strategies

 

Sweetgreens is also revolutionizing how to integrate tech into the business to streamline the process. If there is a location near you you can order directly from the app or the website and skip the line when you pick up your order. An impressive 30% of Sweetgreens transactions process online.

 

In that same interview with Fortune, Nathaniel Ru said in reference to their management strategy, “We wanted to decentralize our headcount.” That core strategy has played out in a unique way. The corporate office shuts down completely 5 times a year and all the employees help staff the restaurants during that time. There is nothing traditional about Sweetgreens and that is exactly how they want it.

 

Simple Style and Refreshing Design Elements

 

Everything from choosing the location of the restaurant to the design of the space is carefully executed and considered.

 

Nathaniel Ru said to Business Insider that, “How we enter a market is just as important as how many stores we do.” Sweetgreens made sure that the chain would never show up in the expected strip mall locations. Instead the focus is on attaining locations in trendy neighborhoods.

 

Nathaniel Ru, Jonathan Neman and Nicolas Jammet have started Sweetgreens all over the country and they are constantly looking for more areas to expand their chain.

Check out Nathaniel Ru on LinkedIn.

 

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